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Branch Loan Officer - Hyderabad Hyderabad
Posted on Feb. 27, 2026
- Ts, India
- 0 - 0 USD (yearly)
- Full Time
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Job Information
Date Opened
02/27/2026
Job Type
Full time
Industry
Financial Services
City
Hyderabad
State/Province
Telangana
Country
India
Zip/Postal Code
500018
About Us
indiagold has built a product & technology platform that enables regulated entities to launch or grow their asset backed products across geographies; without investing in operations, technology, people or taking any valuation, storage or transit risks.
Our use of deep-tech is changing how asset backed loans have been done traditionally. Some examples of our innovation are – lending against digital gold, 100% paperless/digital loan onboarding process, computer vision to test gold purity as opposed to manual testing, auto- scheduling of feet-on-street, customer self-onboarding, gold locker model to expand TAM & launch zero-touch gold loans, zero network business app & many more.
We are rapidly growing team passionate about solving massive challenges around financial well-being.
We are a rapidly growing organisation with empowered opportunities across Sales, Business Development, Partnerships, Sales Operations, Credit, Pricing, Customer Service, Business Product, Design, Product, Engineering, People & Finance across several cities. We value the right aptitude & attitude than past experience in a related role, so feel free to reach out if you believe we can be good for each other.
Job Description
- Receive and assist customer walk-ins at the branch for gold loan inquiries and applications
Conduct gold purity assessment and assaying using fire assay, karat meter, and acid testing methods
Evaluate gold ornaments for weight, purity, and applicable loan-to-value (LTV) as per RBI guidelines
Process loan applications routed to the branch by Loan Managers (LMs), ensuring end-to-end documentation and disbursement
Verify customer KYC documents and maintain compliance with internal and regulatory norms
Coordinate with LMs and branch operations for smooth loan processing and turnaround
Ensure accurate gold storage, tagging, and custodianship as per SOPs
Maintain zero deviation from audit and compliance requirements during all gold handling activities
Deliver superior customer experience at the branch, ensuring resolution of queries and concerns
Requirements
- 1 to 3 years of experience in gold loan operations at a bank, NBFC, or gold loan company
Hands-on experience in gold assaying — fire assays, karat meter testing, and acid testing
Prior experience working in a branch model (not DSA/field sales)
Knowledge of RBI LTV norms, KYC/AML compliance, and gold loan documentation
Ability to handle branch-level loan processing independently
Benefits
- Competitive CTC
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