Compliance & Risk Associate (Crypto/Fintech)

Join one of New Zealand’s fastest-growing fintech companies and take on a pivotal role supporting both our customers and internal operations as we scale across Aotearoa and Australia.

We’re looking for a reliable, detail-driven team player who thrives in a dynamic environment. Someone who understands the importance of compliance, operational efficiency, and great communication—and is excited to be part of a future-focused business at the forefront of blockchain and financial technology.

What You’ll Do

As our Compliance & Risk Associate, you’ll report directly to the CEO and be a vital part of the Customer Risk and Compliance team. You’ll play a hands-on role in ensuring we remain compliant with AML/CFT obligations, support internal operations, and help pave the way for safe crypto expansion.

Your day-to-day will involve:

• Conducting Enhanced Customer Due Diligence (ECDD) across individual, trust, and entity accounts
• Performing transaction monitoring and customer risk reviews
• Supporting the development and implementation of our AML/CFT risk assessment and compliance programme
• Preparing reports for internal committees and regulatory purposes
• Leading or assisting in the delivery of AML/CFT training across the business
• Reviewing and updating compliance policies and procedures
• Supporting product launches from a compliance perspective
• Investigating blockchain transactions and wallet activity (bonus if you have this experience!)

What We’re Looking For

• 2+ years in a compliance, AML, or risk-focused role (preferably in fintech, crypto, or financial services)
• Strong attention to detail and analytical mindset
• Comfortable working independently and across teams
• Proven ability to prioritize in a high-volume, fast-paced environment
• Excellent coordination, communication, and stakeholder management skills
• Tech-savvy with high computer literacy
• Experience with SaaS, blockchain, or crypto platforms is a major advantage
• Qualifications or the ability to be appointed as a “Responsible Person” under Australian financial services regulations is extremely beneficial

To succeed in this role, you’ll need:

• A clean police and credit check
• Be available for occasional weekend or evening shifts, if required

Why Join Us?

At Pay It Now, we're not merely creating products - we're pioneering the future of finance across Aotearoa and beyond. By joining our team, you'll be offered:

• A competitive remuneration package, reflecting the value you bring
• A collaborative and flexible team environment,
• Endless opportunities for professional development in the rapidly evolving fintech and blockchain sectors
• Flexible work environment options, offering you the flexibility to work in a way that suits your lifestyle

The opportunity to be part of a meaningful mission, helping to redefine financial services in New Zealand and Australia

Where You’ll Work

While Christchurch is our home base, we welcome applications from across New Zealand and Australia. Remote work is possible for the right person with the right skills and experience.

Ready to help build the safest, most trusted name in crypto payments?
Apply now and join a team that’s re-imagining what financial technology can be.

Job Type: Full-time

Pay: $70,000.00 – $80,000.00 per year

Schedule:

• Monday to Friday
• On call
• Weekend availability

Application Question(s):

• Are you legally allow to work in New Zealand or Australia?

Experience:

• AML or Risk Management: 2 years (Required)

Work Location: In person