Financial Analyst

You love to crunch and analyse numbers and big data? If you want to dive into the world of consumer loans, we’ve got

the perfect opportunity for you! As a Financial Analyst, you will have the opportunity to support the growth of our

business in a fast-changing environment. Within the Controlling team, you will establish financial plans, track the

progress of the bank and analyse to identify and seize new opportunities. You will become part of a highly motivated and

diversified team, collaborating across different disciplines. Your analytical insights will support major decisions of the senior

management team.

Dive in and join the world of finance, payment and credit, working for an unconventional digital bank in the heart

of Luxembourg!

This opportunity is a full-time CDI contract.

ABOUT THE JOB | Your responsibilities

• Prepare financial forecasts and budget focusing

on our credit card portfolio and credit risk

• Contribute to management reporting, measure

and monitor actual performance and explain

discrepancies towards financial plans

• Carry out analyses to support the corporate

strategy, e.g. profitability, segmentation, behaviour

analyses, impact analysis, etc.

• Develop and maintain complex forecasting

models and dashboards

• Support accounting closing process for completeness

and accuracy of the results

• Consolidate data from multiple sources into a unified

view using data mining and business intelligence tools,

ensuring it is accurate, consistent and ready for

reporting and analysis

• Develop expertise in credit risk management of

revolving retail exposures and work closely with the

Credit Risk Management teams

• Drive continuous enhancement of controlling

processes, including implementation of best practices

and automation initiatives

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ABOUT YOU | Your background, skills and personality

• University degree in Finance, Business, a related field

or equivalent professional experience

• At least three years’ professional experience in

banking, finance or advisory with a focus on financial

planning and analytics

• Advanced in financial modelling with proven

professional experience

• Solid knowledge of accounting principles and IFRS 9

(ECL) is an asset

• Proficient user of MS Excel and Word: Skilled in using

advanced formulas for efficient analytical spreadsheets

and adept at presenting results with proper formatting

and communication

• Affinity to big data: Experience in data mining and

business intelligence tools is an asset, e.g. SQL and

Power BI

• Strong analytical and numerical skills: Ability to

collect, process and analyse data to understand complex

concepts and draw reasonable conclusions

• Fluency in English is essential; proficiency in French,

German or other languages is a plus

• Results-oriented: Focuses on delivering tangible

outcomes within the deadlines

• Collaboration and teamwork: A natural team player

who thrives in a flat organisational structure, values

input from all levels and actively contributes to the

collective success of the team

• Self-motivation and drive: Highly dedicated and

motivated to achieve both individual and team goals,

with a commitment to excellence and continuous

improvement

• Ownership and accountability: Demonstrates a

proactive approach in taking responsibility for

tasks/outcomes, with a focus on seeing projects through

to completion

• Adaptability and flexibility: Comfortable working in a

dynamic environment, navigating change effectively

• Transparency and communication: Clear and direct

communication style with a commitment to engage

openly and constructively, maintaining open channels

and promoting information sharing with colleagues

ABOUT ADVANZIA | The European digital bank

Advanzia Bank’s mission is to make finance easier and more inclusive by offering simple, smart and user-friendly payment and

credit solutions that provide financial flexibility and deliver added value for our customers. Our way of working is guided by

responsible lending, open communication and teamwork in cooperation with employees, business partners and customers.

At Advanzia, we are committed to equal opportunities and embrace diversity as a driving force behind our success.

We offer challenging projects in a dynamic, fast-paced environment, along with numerous opportunities for training and

development, and a performance-driven bonus structure. Our benefits package includes Pluxee lunch vouchers, employee

travel insurance, preferential rates on Advanzia products, as well as transportation and wellness allowances. Our zero-

carbon Emerald building is designed to support employee health and wellbeing with various health programmes, access to

our gym and after-work sports & social events available to all members of #TeamAdvanzia.