Head Of Credit

About Satispay

At Satispay, we're not just reimagining payments; we're pioneering a movement toward simplicity and accessibility. Picture yourself at the forefront of innovation, leading the way in revolutionizing payments - and beyond! - across Europe, alongside a vibrant community of like-minded individuals driven by a shared vision: simplifying payments to improve everyone’s life.

Are you ready to be part of something bigger? Satispay is the place for you! Come be part of our dynamic team and help us shape the future of payments in Europe.

Join us as a Head of Credit and let's make magic happen together.

Role Overview

At Satispay, we continually push the boundaries of fintech innovation, revolutionizing how financial services integrate into everyday life.

As we are now expanding into the space of consumer lending, we seek a visionary Head of Credit to steer our innovative project forward. As the Head of Credit at Satispay, you will embody the role of a strategic and hands-on leader, renowned for your ability to develop pioneering credit solutions that drive profitability and innovation in risk management, exceeding the evolving needs and expectations of our customers. This position requires an all-rounded professional who is deeply engaged in every aspect of the role, from conceptualizing and implementing strategic initiatives to actively managing and refining operational details.

Your Mission:

• Strategic Credit Leadership. Guide the development of Satispay's lending services, focusing on innovative product solutions aligned with our strategic goals and market needs.

• Credit Risk Management Architecture. Design and implement a robust credit risk management framework, including risk appetite and metrics, to sustainably scale our credit operations.

• Advanced Analytics and Pricing Strategies. Champion the use of cutting-edge machine learning algorithms to refine credit and pricing policies, ensuring profitability and market competitiveness.

• Investor Relations and Capital Strategy. Strengthen and broaden relationships with diverse financial stakeholders, including banks and asset managers, to secure capital supply and support Satispay’s credit offerings through effective capital management and innovative funding solutions.

• Regulatory Compliance Oversight. Ensure Satispay’s lending practices comply with evolving regulatory demands, positioning the company as a leader in responsible fintech innovation

• Operational Excellence. Manage the complete credit process from origination to servicing, ensuring seamless processes and optimizing efficiency and customer satisfaction.

• Leadership and Team Development, Build and grow a focused team dedicated to credit products, driving the group toward excellence.

Your Ideal Profile:

• Proven Leadership. You have a minimum of 7 years of leadership experience in a fintech or financial services environment, with substantial experience in credit management and consumer lending solutions (such as buy-now-pay-later).

• Technical Expertise. You have demonstrated the ability to develop and implement successful credit products and strategies. Strong analytical skills, with expertise in risk management, model validation, and financial regulation.

• Agile Leadership Skills. You have proven experience with agile methodologies and managing cross-functional teams.

• Detail-oriented mindset and communication. You have a sharp eye for detail and the ability to execute complex projects. You communicate effectively, building trust and understanding across technical and non-technical stakeholders.

• Passion for fintech and innovation. You have a strong interest in emerging technologies. You are enthusiastic about working in dynamic, innovative environments where your contribution directly shapes financial innovation.

• Adaptability and continuous learning. You thrive in a fast-paced environment, staying on top of industry trends, tools, and techniques to maintain a leading-edge approach.

Don't let a checklist hold you back - at Satispay, we thrive on diverse perspectives and unique strengths. Your individuality could be the missing piece to our puzzle! Even if you don't meet every skill listed above, we encourage you to apply if you're passionate about the role and believe you can contribute to our team's success.

Your perks as a Satisperson

Join an international team to grow with

Hybrid working policy

Fuel your day with our meal vouchers

Preply language platform access to expand your language skills

Take care of yourself and your family with our health insurance plan

Own part of Satispay’s success with our Stock Option Plan

Moving from abroad? Get support for your relocation

Plan for the future with our pension plan

Gear up with our tech equipment

Join us in the fun with team-building events, parties, trips, and more!

Our selection process is tailored to each role and includes at least a call with our Talent Acquisition Team, a technical evaluation, and a final in-person meeting. Your recruiter will share more insights during your first meeting with us!

Equal Opportunity Employer

At Satispay, we're proud to be an equal opportunity employer. We celebrate diversity and inclusion, welcoming individuals of all backgrounds. This opportunity is open to everyone, regardless – for instance - of race, color, religion, sex, gender identity, sexual orientation, and national origin. Join us in a workplace where everyone belongs!

Learn More About Us

Curious about our core values? Explore them here.

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