Kyc On Boarding

Designation

KYC & Client Onboarding / Banking Support

Qualification

Graduate

Function

Banking Operations / Corporate Banking Support

Work Location

GIFT City Branch

Role Overview

The role will support corporate customer onboarding and Know Your Customer (KYC) activities, including document collection, verification, due diligence, periodic reviews and coordination with internal stakeholders. The position will also provide operational support for loans and other banking products, documentation, transaction processing, reporting and front-office activities at SMBCs GIFT City Branch.

Key Responsibilities

A. KYC & Customer Onboarding (approximately 65%)

• Conduct due diligence on new corporate customers, request KYC information, review supporting documents and update records in the KYC workflow system.
• Perform periodic KYC reviews, Re-KYC and customer record updates; follow up with customers to obtain missing or updated documents.
• Carry out ad-hoc reviews and enhanced due diligence for high-risk customers, including politically exposed persons (PEPs), as applicable.
• Coordinate with Compliance and Operations teams to obtain approvals, resolve documentation gaps and ensure complete KYC records.
• Maintain accurate customer information and ensure onboarding and review activities follow applicable regulatory requirements and internal SMBC policies.

B. Corporate Banking & Front-Office Support (approximately 35%)

• Support processing of loans and other banking products, including preparation of instruction sheets and quarterly rollovers.
• Liaise with customers, agents and internal teams regarding transaction requirements, account-related information and pending documentation.
• Coordinate execution, collection and submission of facility and ancillary documents; maintain custody records and control books.
• Support monitoring of covenants and other obligations under facility agreements, escalating exceptions where required.
• Prepare MIS reports, internal and external pitch books, presentations and other business-support materials.
• Work closely with front-office, Compliance and Operations teams to support timely execution of customer requests and transactions.

Knowledge, Skills & Qualifications

• Graduate in any discipline.
• Working knowledge of KYC processes, customer due diligence and applicable banking regulations.
• Understanding of transaction processing and corporate banking operations; exposure to loan or facility documentation is an advantage.
• Strong document-review, coordination, follow-up and communication skills.
• Ability to liaise professionally with corporate customers and multiple internal stakeholders.
• Attention to detail, sound record-keeping and commitment to regulatory and internal policy compliance.

Compliance & Other Responsibilities

• Ensure adherence to applicable regulatory requirements and SMBC Head Office guidelines.
• Undertake other department-specific responsibilities assigned by the Team Head or GIFT City Branch Head.