Life - Medical Director -Part-Time

Make a difference with a career in insurance
At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.
If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.
Build your future with us

Our Life Underwriting and Policy Issue department seeks a part-time medical director. This role is responsible for providing medical guidance for risk assessment, underwriting guideline development and medical research evaluation to help ensure sound, evidence‑based underwriting decisions.

Positions serving territories away from our Headquarters in Fairfield, Ohio, may be fully remote.

The pay range for this position is $80.00 - $95.00 per hour. Pay is based on the applicant’s education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus based on company and individual performance.

Be ready to:

• provide expert medical consultation for complex life underwriting referrals
• identify and interpret medical information relevant to case evaluation
• assist the chief underwriter with updating medical underwriting guidelines
• provide support for life and disability claim adjudication as needed
• develop and deliver medical training for underwriters to enhance medical risk evaluation skills
• assist underwriting colleagues in applying medical concepts consistently and correctly
• support underwriting processes through clear interpretation of clinical trends and insurance‑relevant medical considerations
• present new and emerging medical advances to the underwriters

Be equipped with:

• strong knowledge of medical literature and ability to apply findings to insurance risks
• excellent written and oral communication skills
• an action‑oriented and efficient approach to decision‑making
• ability to apply medical concepts accurately within underwriting and life claims contexts

• proficiency in electrocardiogram (ECG) interpretation

Bring education and experience from:

• an active U.S. medical license
• a MD or DO degree from an accredited medical school
• five or more years of clinical experience

Enhance your talents

Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.

Enjoy benefits and amenities

Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.

Embrace a diverse team

As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to about those rights.