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Mortgage Underwriter Us
Posted on June 24, 2025
- Tn, India
- 0 - 0 USD (yearly)
- Full Time
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QRight Solutions is looking for ” Due Diligence - US Residential Mortgage Underwriters ” for a US BPO at Chennai.
Please share the profiles to career@qright.in
Title – Analyst / Sr Analyst / SME (20 positions)
Exp – Any degree with 1 - 7 years UW exp.
Pay - upto 7 LPA (based on evaluation)
Responsibilities:
Loan Application Review:
➢ Analyse and verify loan applications, ensuring all required documents are complete and accurate like 1003, 1008, credit report etc.
➢ Assess the borrower's credit history, employment, income, and debt levels.
➢ Confirm the property's value through appraisal reports.
Credit and Financial Analysis:
➢ Evaluate credit reports to determine the borrower's creditworthiness.
➢ Analyse financial statements, tax returns, pay stubs, and other income documentation.
➢ Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios.
Property Valuation Review:
➢ Review appraisals & alternative value products for conformity & assess accuracy of the property valuation.
Compliance and Risk Assessment:
➢ Ensure loans comply with all federal, state, and local regulations.
➢ Adhere to company policies and guidelines.
➢ Identify potential risks and assess the overall risk level of the loan.
Job Type: Full-time
Pay: ₹400,000.00 - ₹700,000.00 per year
Benefits:
- Health insurance
- Provident Fund
Schedule:
- Day shift
Supplemental Pay:
- Performance bonus
Application Question(s):
- how many years exp in US Res Mortgage Underwriting ?
- Available for F2F interview at Chennai ?
- Immediate joiner ?
Work Location: In person
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