Project Finance (Renewable & Infrastructure) Credit Analyst H/F/X

The Credit Analyst reports functionally to the Credit Manager of Regional Real Asset Infrastructure APAC with the following responsibilities:

Credit Risk Monitoring: Oversee real asset and infrastructure credit exposures, ensuring adherence to EBA guidelines with a strong focus on ESG factors.

Active Risk Management: Conduct comprehensive credit reviews, handle amendments and waiver requests effectively

Obligor Ratings & Limits: Review and propose internal ratings for obligors, monitoring concentration levels to mitigate risk.

Documentation & Covenant Review: Analyze loan documentation, legal contracts, and financial statements, ensuring compliance with all covenants and project reporting requirements.

Project Analysis: Evaluate the construction progress and operational performance of financed assets, conducting sensitivity analyses on budgets and financial models.

Portfolio Oversight: Monitor portfolios actively for early warning signals, proposing actionable solutions where needed. Manage watchlist clients and associated provisions.

Market Assessment: Identify industry trends and assess country, market, and environmental risks to inform strategic decisions

Collaboration: Work closely with Origination teams, Sector Heads, Portfolio Managers, and Trading/Distribution to facilitate client business development, as well as external contacts (e.g. borrowers, facility agents, advisers etc)

Ad Hoc Reporting: Undertake various tasks and reports as requested, contributing to the organization's strategic objectives

Compliance Adherence: Ensure full compliance with RISQ and CPLE guidelines throughout all business activities.

Academic Background and Certifications, Experience

• Tertiary qualification in Finance, Commerce, Economics, Law, Accounting, Science or Engineering. Other qualifications may be considered subject to demonstrating genuine interest in Finance and relevant experience.
• 7+ years’ experience in structured finance
• Strong risk analysis and understanding of all structuring issues relevant for structured finance during loan’s life including risk monitoring, provisioning and work out.
• Strong fluency in financial analysis, modelling and review of legal documents.
• Strong understanding of trends in the sectors covered within APAC.
• Deep knowledge of the internal procedures and regulatory compliance coupled with a good understanding of conduct & culture values and general strategy of Societe Generale.

Behavioral Skills

• Client - Risk: I strive to satisfy clients while taking into account risks for the company
• Team Spirit - Synergies: I make cooperation with colleagues in and outside my team a priority
• Innovation - Thinking out of the box/Creativity: I propose new ideas and solutions
• Responsibility - Performance: I strive for high performance
• Responsibility - Accountability: I make decisions in my scope of responsibilities
• Commitment - Sustainability: I strive to develop my skills and knowledge

We regret to inform that only shortlisted candidate will be notified.

Company Description

Founded by a group of entrepreneurs in 1864 “to promote the development of trade and industry in France”, Societe Generale is today one of the leading European financial services groups. Based on a diversified and integrated banking model, the Group combines financial strength and proven expertise in innovation with a strategy of sustainable growth, aiming to be the trusted partner for its clients, and committed to the positive transformations of society and the economy.

Active in the real economy for over 160 years, with a solid position in Europe and connected to the rest of the world, Societe Generale has over 117,500 members of staff in 66 countries and supports on a daily basis 25 million individual clients, businesses and institutional investors around the world by offering a wide range of advisory services and tailored financial solutions.

Societe Generale has been present in Australia since 1981. Located in Sydney, it provides financing and advisory, as well as global markets solutions. Leveraging the strength of its client coverage and leadership in structured finance together with product and service offerings such as debt capital markets and asset-backed products, Societe Generale supports its Australian wholesale clients in their financing and advisory needs, and serves its global clients who wish to access the Australian market with global banking services. Societe Generale also provides its global markets solutions by offering futures execution and clearing, equity derivatives sales and structured product distribution. Working with us means being part of an exciting collective vision: “Building together, with our clients, a better and sustainable future through responsible and innovative financial solutions”. Here, you can challenge yourself in a stimulating, flexible and inclusive workplace with numerous career prospects. You can make a positive impact in the societies where we operate and evolve in a people-oriented workplace. With us, you can merge your career aspirations with your personal commitments through the values that bring us together: Commitment, Innovation, Responsibility and Team Spirit. Societe Generale actively encourages internal and international mobility, offering staff at all stages of their career the opportunity to explore new functional and geographic opportunities.

For more information, follow us on LinkedIn @Société Générale or visit our website www.societegenerale.asia.

Department Description

Credit Portfolio Management (CPM) works with the Global Banking and Advisory (GLBA) platform to structure private debt to service the needs of our clients through risk monitoring and backend execution in line with the overarching ‘Originate to Distribute’ strategy. CPM provides coverage over various sectors including energy, metals and mining and infrastructure. We are currently recruiting a Project Finance (Renewable & Infrastructure) Credit Analyst to join our team in Sydney, Australia.