Regional Credit Manager

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Top Oil has a vacancy for a Regional Credit Manager to join our team in Dublin 3.

The Regional Credit Manager (RCM) will have primary responsibility for the credit function within a designated region of the ISMO business. This position will report directly to the Credit Manager, Top Oil and will be based in the Head Office. It is a busy environment with a high volume, high value ledger of up to €100m in total across all ISMO business channels. The role has 2 direct reports and involves managing key compliance aspects for the TOP business including AML, Vat compliance and ROM legislation.

Typically, the Main Duties/ Responsibilities of the RCM shall encompass, for their designated region, the following items and potentially other related matters:

• Perform credit assessment on potential customers, together with ongoing reviews of existing credit-approved customers, ensuring that all actions are approved and compliant with credit policy.
• Monitor and protect Top Oil’s investment in accounts receivable, using appropriate security, credit limits and payment methods.
• Manage trade credit to minimise Top Oil’s exposure to bad debt.
• Ensure that the accounts receivable are collected on a timely basis, and as efficiently as is feasible
• Review key accounts (financial data, payment performance, security) on a regular basis updating and maintaining credit files.
• Processing direct debits on a daily basis.
• Attend Bi-monthly credit meetings and other meetings with sales representatives, as appropriate.
• Ensure the effective & timely production and distribution of regular reports to the Business and the Credit Manager.
• Ongoing reviews of security, to ensure sufficient and valid security is held for key customers.
• Manage the month end AR close, this is a specialized area that requires a good knowledge of JDE and excellent communication skills, as it involves interaction with the wider business.
• Processing daily and monthly batches ensuring all batches are posted before month end.
• Managing compliance and related reporting in respect of AML, ROM & Vat legislation (on Exempt customers).
• Managing AML training for the entire business.
• Manage the bad debt reporting (quarterly and monthly)
• Manage the administrative tasks of the department to include all relevant accounts receivables tasks and in doing so look for opportunities to enhance / streamline some of these tasks.
• Ensure all key administrative tasks are documented and that the team can provide cover ensuring no disruption to the support provided to the business.
• People Management - Managing a team of 2 direct reports to ensure they have a clear understanding of their role. Continue to coach, influence and guide them in their continued development.

What you’ll need to succeed:

The Regional Credit Manager must be confident, self-motivated, and a team player, be flexible in nature and demonstrate well developed interpersonal and communication skills.

Education and experience

• 3rd level qualification in Business/Accounting/Sales
• 4/5 years related experience in a similar role, with a high volume & value ledger environment
• Member of The Institute of Credit Management or equivalent qualification desirable
• Experience of profiling and understanding credit risk
• Fully versed in all aspects of asset security (personal guarantees, bank guarantees, credit insurance, fixed and floating charges)
• Ability to analyse financial statements
• Demonstrate a proven ability to initiate & reduce investment in debtors whilst at the same time maintaining the business.
• Strong administrative and IT Skills (Microsoft office and excel) are required, knowledge of ERP systems would be an advantage
• Strong commercial awareness

Irving Oil supports a diverse and inclusive work environment and welcomes applications from all qualified applicants.

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Job Types: Full-time, Permanent

Benefits:

• Bike to work scheme
• Company pension
• Employee assistance program
• Private medical insurance
• Sick pay
• Work from home

Work Location: Hybrid remote in DUBLIN 3, County Dublin