Senior Manager, Financial Crime Risk Oversight

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Hours:

Line of Business:

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We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

Job Description

KEY ACCOUNTABILITIES

CUSTOMER

• Ensuring TD Bank and TD Wealth identifies and satisfies its regulatory obligations in Singapore, Hong Kong, and Australia (APAC), United Kingdom (UK) and Europe (EU).

• Act as the AML Compliance Officer for TD Wealth (APAC, UK and EU), assuming overall responsibility and effective oversight of the AML/CTF, Sanctions and ABAC framework for all businesses within APAC, UK and EU;

• Development of AML/CTF, Sanctions and ABAC compliance strategies and practices in line with legislative, regulatory and industry requirements;

• Develop and manage ongoing relationships with the Regulators and respond to AML/CTF/ Sanctions and ABAC related regulatory requests;

• Maintain effective oversight over all outsourced AML/CTF, Sanctions and ABAC activities being performed on behalf of APAC, UK and EU;

• Advise and support the businesses in new business initiatives and their adherence to applicable AML/CTF, Sanctions and ABAC regulatory requirements and internal policies.

• Identify and interpret regulatory changes to ensure that global AML/CTF Policies and Standards adequately address applicable regional regulatory requirements and nuances;

• Establish and update AML/CTF Sanctions and ABAC Policies to address regional requirements;

• Proactively advise the business of new and/or changed AML/CTF regulatory and/or policy changes and articulate the impact to their processes and controls

• Design and deliver specialized AML/CTF, Sanctions and ABAC training, as applicable, to businesses and operations groups as well as other formal/informal training on related matters.

• Provide AML/CTF/Sanctions/ABAC advice on Institutional Asset Management matters (both regulatory compliance and prudential risk management), including but not limited to project initiatives.

• Guide and partner with the business through the development, implementation, oversight and management of an effective AML Compliance Program;

• Represent AML on internal or external committees relating to designated business activities as required;

• Maintain oversight of all functions and accountabilities related to management reporting and analysis

SHAREHOLDER

• Actively assist in developing and overseeing implementation of business line policies and procedures

• Act as subject matter expert for methodologies for analyzing risk exposures, and liaise with counterparts in other Global AML and business teams to continue to refine and enhance the methodologies

• Ensure respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities

• Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality;

• Protect the interests of the organization – identify and manage risks, and ensure the prompt and thorough resolution of escalated nonstandard, high risk issues;

• Actively manage relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements

• Keep current on emerging issues, trends, and evolving regulatory requirements to and assess potential impacts

• Handle inquiries/requests from Internal Audit and regulators

• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite

EMPLOYEE / TEAM

• Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business

• Participate in personal performance management and development activities, including cross training within own team

• Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.

• Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.

• Contribute to a fair, positive, and equitable environment that supports a diverse workforce

• Act as a brand ambassador for your business area/function and the bank, both internally and/or externally

BREADTH & DEPTH

• Senior specialist with AML/CTF/Sanctions/ABAC expertise, works independently and is accountable for managing a specialized AML function or area

• Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates

• Provide advanced analysis and/or specialized reporting to support functional areas or centres of expertise

• Expert knowledge of the business and operational functions supported

• Subject matter expert for a key functional AML area and business requirements

• Contact for business management, external/internal auditors, dealing with non-routine information

• Manage / assist with regulatory reviews including inquiries, audits, and exams

• Deep knowledge and understanding of businesses / technology, and organizational practices/ disciplines

• Identify and lead problem resolution for project/program complex requirements related issues at all levels

EXPERIENCE & EDUCATION

• University degree/college diploma or equivalent

• Minimum 10+ years relevant experience

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary and several other key plans such as health and well-being benefits, including medical coverage, paid time off, career development, and reward and recognition programs.

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

If you require an accommodation for the recruitment / interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.