Credit Risk Control Manager

Credit Risk Control Manager

Job Responsibilities:

• Evaluate creditworthiness of SME working capital loan and personal loan applicants.
• Conduct detailed financial analysis and assess repayment capacity to ensure loan approval aligns with the institution’s risk appetite.
• Develop, implement, and maintain credit policies and procedures in line with regulatory requirements and company objectives.
• Regularly review and update credit risk frameworks to adapt to changing market conditions.
• Monitor and analyze the loan portfolio to identify potential risk concentrations and ensure adequate risk diversification.
• Ensure credit risk practices comply with the Monetary Authority of Singapore (MAS) guidelines and other relevant regulations.
• Oversee robust mechanisms to identify and prevent fraudulent activities within SME and personal loan applications.
• Liaise with sales, operations, and legal teams to align credit risk strategies with business objectives.
• Provide training and guidance to relationship managers and credit analysts on credit risk best practices.
• Generate regular credit risk reports for senior management, highlighting key trends, exceptions, and recommendations.
• Utilize data analytics tools to enhance decision-making and improve credit scoring models.

Job Requirements

• Bachelor’s degree in Finance, Accounting, Business Administration, or related fields.
• Professional certifications (e.g., CFA, FRM, or equivalent) are a plus.
• Minimum of 7–10 years of experience in credit risk management, preferably within SME lending or personal loan sectors.
• Proven track record in developing and implementing credit risk strategies and frameworks.
• Strong analytical skills with the ability to interpret financial statements and assess creditworthiness.
• Excellent knowledge of MAS regulations and credit risk guidelines in Singapore.
• Strong leadership and decision-making abilities with the capability to work independently and manage a team.
• Effective communication and stakeholder management skills.
• Detail-oriented and highly organized with a proactive mindset.
• Strong problem-solving skills and the ability to manage high-pressure situations.
• Adaptable to evolving market conditions and regulatory landscapes.
• Proficient in Microsoft Office Suite, especially Excel for data analysis.
• Good command in written and spoken English and Mandarin to manage Mandarin speaking clients

Other Details:

• Working location: Chinatown
• Working hours: 5days and 9:30am-6:30pm
• Contract duration: Full time, Permanent
• Salary package: $6K – 8K
• Benefits: Medical and Dental benefit after probation
• Leaves: 14 days Annual leave and all other government paid leaves whenever applicable
• Bonuses: Performance bonus and Annual salary review

We regret to inform that only shortlisted candidates will be notified. Please note that your response to this advertisement will constitute informed consent to the collection, use, and/or disclosure of personal data by NVK Global Talent Pte Ltd., its affiliates and, where necessary, to relevant third parties, for purposes such as job application processing, career advisory, research, and other administrative purposes, in compliance with the relevant provisions of the Privacy Policy available at www.nvkglobaltalent.com/privacy-policy.

Please submit your updated resume in MS Word format by email at resume@nvkglobaltalent.com or https://nvkglobaltalent.com/job/credit-risk-control-manager/

Dalip Kaur (Reg. No. R1108541)

NVK Global Talent Pte Ltd (EA Lic. No. 23C1868)

Job Types: Full-time, Permanent

Pay: $6,000.00 - $8,000.00 per month

Benefits:

• Dental insurance
• Health insurance

Schedule:

• Monday to Friday

Supplemental Pay:

• 13th month salary
• Yearly bonus

Work Location: In person