Payment Lifecycle Associate

• Execute end-to-end daily cash management activities, including cash flow processing, cash positioning, and exception review
• Perform and oversee funding and liquidity activities, including liquidity processing, monitoring, and governance/oversight to support timely settlement and funding needs
• Apply strong understanding of market conventions, settlement mechanics, and cut-off times, ensuring cash movements align to regional deadlines and operational nuances
• Investigate and resolve breaks between internal records and custodian records, partnering across teams to ensure accurate balances and timely resolution
• Identify operational risks and control gaps, ensure appropriate controls are in place, and support continuous control enhancement

• Operate with minimal supervision, proactively communicating status, escalating issues, and keeping management informed of progress and emerging risks

• Relevant Cash Management / Treasury Operations / Funding & Liquidity experience, including daily cash positioning and exception resolution. Bachelor’s degree required
• Strong written and verbal communication skills with ability to present clearly to senior management and cross-functional stakeholders
• Intermediate to advanced Microsoft Office skills, including Excel, PowerPoint, and Visio
• Demonstrated analytical and logical thinking to understand, document, and improve complex operational workflows
• Strong organizational, prioritization, and attention-to-detail skills; able to manage multiple competing deadlines
• Proven ability to partner with diverse stakeholder groups to elicit requirements, understand procedures, and drive process clarity
• Comfortable working in a high-paced, time-sensitive environment; flexible and resilient under tight cutoffs
• Team-oriented self-starter with a high ownership mindset, positive attitude, and consistent delivery on high-profile initiatives

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.